When you’re comparing mortgage options, don’t just look at the rate. Take a close look at the closing costs, too. 🏡
Ask for a cost estimate and take the time to review what you’re actually paying. Fees and other costs can make a difference when you’re comparing your options, and you deserve to understand the numbers before making a decision.
Already have an estimate from another lender? Send it our way for a FREE review. Our team can walk through it with you, answer your questions, and help you understand what you’re looking at.
A second look never hurts when it comes to one of your biggest financial decisions. ...
Buying a home is a big deal. Having the right person in your corner can make an even bigger difference.
Another great review for Hunter Strong reminds us exactly why our team does what we do. Clear communication, knowledgeable guidance, and taking care of our borrowers from beginning to end—that’s the experience we want every FirstTrust customer to have.
Great job, Hunter, and thank you to our borrower for taking the time to share their experience! ...
Think you need a big down payment before you can buy a home? You might have more options than you realize. 🏡
Depending on your situation, lower down payment programs and down payment assistance may be available to help make buying a home more manageable. And eligible borrowers may even qualify for 100% financing through programs like VA or USDA.
Before you spend another year trying to hit a savings goal you may not need, talk to one of our loan officers. We can help you find out what options you may qualify for. ...
FirstTrust Home Loans is growing in Central Arkansas! 🎉 Please give a warm welcome to Kevin Speegle, our newest Loan Officer serving the Cabot area!
Kevin is an Air Force veteran who carried his heart for service straight from the military into the mortgage world — and honestly, it shows. After spending years dedicated to others in uniform, Kevin found that helping families navigate one of the biggest financial decisions of their lives was a natural next step. He brings the kind of discipline, integrity, and genuine care that you just can't teach.
If you're in the Cabot area and looking for a loan officer who truly puts people first, Kevin is your guy. Drop a comment below and give him a welcome he won't forget! 🇺🇸🏡
🏡 What if your investment property could help you qualify for its own financing?
A DSCR loan is a type of Non-QM mortgage that focuses on the property's rental income and its ability to cover the projected mortgage payment, rather than qualifying based on your personal income.
That can make DSCR financing a powerful option for real estate investors looking to purchase rental properties and continue building their portfolios.
📈 Ready to put your next investment to work? Talk with FirstTrust Home Loans today about our DSCR loan options.
Ready for a new home, but not ready to give up your current one? 🏠➡️🏡
If you have equity built up, a HELOC could help you tap into that equity to fund your next move while keeping your current home as a future rental property.
Instead of automatically assuming you have to sell before you buy, talk with us about your options. A HELOC may give you the flexibility to make your next move while holding onto a property that could become part of your long-term investment strategy.
Let’s look at the numbers and see what makes sense for you. ...
Know someone who’s thinking about buying a home? Send our app their way! 📲🏡
Our mortgage app is easy to share with friends, family, or anyone who may be ready to start their homebuying journey. Plus, it includes a handy mortgage calculator so they can get an idea of what different loan scenarios could look like.
Buying now, planning for later, or just curious? It’s a helpful tool to have right on your phone.
🏡 Traditional income documentation isn’t the only way to qualify for a home loan.
With a Non-QM bank statement loan, eligible borrowers may be able to use qualifying bank statements to document income instead of relying on tax returns, W-2s or paystubs.
It’s a more flexible approach that looks beyond the traditional mortgage box and considers a different way of demonstrating your ability to repay.
If you’re thinking about buying a home but aren’t sure traditional financing fits your financial situation, don’t count yourself out.
📲 Reach out to FirstTrust Home Loans and let’s explore whether a bank statement loan could be an option for you.
When you’re comparing mortgage options, don’t just look at the rate. Take a close look at the closing costs, too. 🏡
Ask for a cost estimate and take the time to review what you’re actually paying. Fees and other costs can make a difference when you’re comparing your options, and you deserve to understand the numbers before making a decision.
Already have an estimate from another lender? Send it our way for a FREE review. Our team can walk through it with you, answer your questions, and help you understand what you’re looking at.
A second look never hurts when it comes to one of your biggest financial decisions. ...
0 CommentsComment on Facebook
A great mortgage experience is about more than getting to the closing table. It’s about feeling taken care of along the way.
We love seeing reviews like this for Jimsie Looper and hearing from borrowers who had a positive experience working with our team.
Great job, Jimsie! And thank you to our customer for choosing FirstTrust Home Loans. 🏡❤️ ...
0 CommentsComment on Facebook
Buying a home is a big deal. Having the right person in your corner can make an even bigger difference.
Another great review for Hunter Strong reminds us exactly why our team does what we do. Clear communication, knowledgeable guidance, and taking care of our borrowers from beginning to end—that’s the experience we want every FirstTrust customer to have.
Great job, Hunter, and thank you to our borrower for taking the time to share their experience! ...
0 CommentsComment on Facebook
Think you need a big down payment before you can buy a home? You might have more options than you realize. 🏡
Depending on your situation, lower down payment programs and down payment assistance may be available to help make buying a home more manageable. And eligible borrowers may even qualify for 100% financing through programs like VA or USDA.
Before you spend another year trying to hit a savings goal you may not need, talk to one of our loan officers. We can help you find out what options you may qualify for. ...
0 CommentsComment on Facebook
FirstTrust Home Loans is growing in Central Arkansas! 🎉 Please give a warm welcome to Kevin Speegle, our newest Loan Officer serving the Cabot area!
Kevin is an Air Force veteran who carried his heart for service straight from the military into the mortgage world — and honestly, it shows. After spending years dedicated to others in uniform, Kevin found that helping families navigate one of the biggest financial decisions of their lives was a natural next step. He brings the kind of discipline, integrity, and genuine care that you just can't teach.
If you're in the Cabot area and looking for a loan officer who truly puts people first, Kevin is your guy. Drop a comment below and give him a welcome he won't forget! 🇺🇸🏡
Learn more about Kevin @ www.myFTHL.com/KSpeegle
#MortgageStrong ...
6 CommentsComment on Facebook
🏡 What if your investment property could help you qualify for its own financing?
A DSCR loan is a type of Non-QM mortgage that focuses on the property's rental income and its ability to cover the projected mortgage payment, rather than qualifying based on your personal income.
That can make DSCR financing a powerful option for real estate investors looking to purchase rental properties and continue building their portfolios.
📈 Ready to put your next investment to work? Talk with FirstTrust Home Loans today about our DSCR loan options.
#DSCRLoan #NonQM #InvestmentProperty #RealEstateInvesting #FirstTrustHomeLoans ...
0 CommentsComment on Facebook
Ready for a new home, but not ready to give up your current one? 🏠➡️🏡
If you have equity built up, a HELOC could help you tap into that equity to fund your next move while keeping your current home as a future rental property.
Instead of automatically assuming you have to sell before you buy, talk with us about your options. A HELOC may give you the flexibility to make your next move while holding onto a property that could become part of your long-term investment strategy.
Let’s look at the numbers and see what makes sense for you. ...
0 CommentsComment on Facebook
Know someone who’s thinking about buying a home? Send our app their way! 📲🏡
Our mortgage app is easy to share with friends, family, or anyone who may be ready to start their homebuying journey. Plus, it includes a handy mortgage calculator so they can get an idea of what different loan scenarios could look like.
Buying now, planning for later, or just curious? It’s a helpful tool to have right on your phone.
Download it. Calculate it. Share it. ...
0 CommentsComment on Facebook
🏡 Traditional income documentation isn’t the only way to qualify for a home loan.
With a Non-QM bank statement loan, eligible borrowers may be able to use qualifying bank statements to document income instead of relying on tax returns, W-2s or paystubs.
It’s a more flexible approach that looks beyond the traditional mortgage box and considers a different way of demonstrating your ability to repay.
If you’re thinking about buying a home but aren’t sure traditional financing fits your financial situation, don’t count yourself out.
📲 Reach out to FirstTrust Home Loans and let’s explore whether a bank statement loan could be an option for you.
#NonQM #BankStatementLoan #MortgageOptions #HomeFinancing #FirstTrustHomeLoans ...
0 CommentsComment on Facebook