Erika Martens

Erika Martens
Address:Sallisaw, OK

Erika Martens serves as the Chief Financial Officer for FirstTrust Home Loans. Having held many diverse positions in the mortgage industry, from underwriting and compliance to operations, technology, and investor relations gives her a unique vantage point when it comes to strategy and business analysis. Erika is the past President of the Oklahoma Mortgage Bankers Association (OMBA), OMBA Advocacy Chair, and a Mortgage Action Alliance State Captain. She also serves as Board Chair for the Health and Wellness Center, Oklahoma’s largest rural federally qualified health center. She holds an MBA from Oklahoma State University, and is an active member of several other community and faith- based organizations. She is a two-time recipient of the NEXT Powerhouse Award and is a proud wife and mother.

A strong believer in bringing everyone along and treating others with dignity and respect, she regularly takes time to encourage others and share her passion for personal development and financial literacy. Her personal philosophy of being a lifelong learner and committing to sharing that knowledge with others motivates her to stay involved within her community and the mortgage industry.

Making Home Loans Easy

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Mortgage Calculator

Conventional Calculator

$

5%

1%

7%

0.46%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

Please note that all calculated information is subject to the information you’ve manually entered within the calculator. Any change to those numbers can cause all other calculations to adjust.

FHA Calculator

$

3.5%

1%

7%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

Please note that all calculated information is subject to the information you’ve manually entered within the calculator. Any change to those numbers can cause all other calculations to adjust.

VA Calculator

$

0%

5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

Please note that all calculated information is subject to the information you’ve manually entered within the calculator. Any change to those numbers can cause all other calculations to adjust.