{"id":892,"date":"2023-09-27T00:41:07","date_gmt":"2023-09-27T05:41:07","guid":{"rendered":"https:\/\/www.firsttrusthomeloans.com\/?page_id=892"},"modified":"2023-11-01T14:29:29","modified_gmt":"2023-11-01T19:29:29","slug":"mortgage-calculator","status":"publish","type":"page","link":"https:\/\/www.firsttrusthomeloans.com\/mortgage-calculator\/","title":{"rendered":"Mortgage Calculator"},"content":{"rendered":"    <div id=\"b40-custom-tabs-block-block_5733d6039fad7c27c73cf36605d6ce33\" class=\"b40-custom-tabs-block\">\n        <ul class=\"nav nav-tabs\" id=\"customTabs\" role=\"tablist\">\n                            <li class=\"nav-item\" role=\"presentation\">\n                    <button class=\"nav-link active\"  data-tab-value=\"#tab_1\">Conventional \/ Jumbo<\/button>\n                <\/li>\n                            <li class=\"nav-item\" role=\"presentation\">\n                    <button class=\"nav-link \"  data-tab-value=\"#tab_2\">FHA<\/button>\n                <\/li>\n                            <li class=\"nav-item\" role=\"presentation\">\n                    <button class=\"nav-link \"  data-tab-value=\"#tab_3\">VA<\/button>\n                <\/li>\n                            <li class=\"nav-item\" role=\"presentation\">\n                    <button class=\"nav-link \"  data-tab-value=\"#tab_4\">Refinance<\/button>\n                <\/li>\n            \n        <\/ul>\n        <div class=\"tab-content\" id=\"customTabsContent\">\n                            <div class=\"tab-pane active\" id=\"tab_1\" data-tab-info>\n                    <h2>Conventional Calculator<\/h2>\n<form class=\"mcalc mcalc-conventional mcalc-color\" name=\"cv\" id=\"id_cv\">\n  \r\n<div>\r\n  <div class=\"mcalc-main\">\r\n    <div class=\"mcalc-half mcwp-purchase\">\r\n      <label for=\"inp_purchase_price\">Purchase Price<\/label>\r\n      <i>$<\/i>\r\n      <input type=\"text\" name=\"purchase_price\" id=\"inp_purchase_price\" value=\"250,000\" class=\"mcalc-dollar\">\r\n    <\/div>\r\n    <div class=\"mcalc-half mcwp-term\">\r\n      <label for=\"mortgage_term_yr\">Mortgage Term<\/label>\r\n      <select name=\"mortgage_term\" id=\"mortgage_term_yr\">\r\n        <option value=\"30\">30 Years<\/option>\r\n        <option value=\"25\">25 Years<\/option>\r\n        <option value=\"20\">20 Years<\/option>\r\n        <option value=\"15\">15 Years<\/option>\r\n        <option value=\"10\">10 Years<\/option>\r\n        <option value=\"5\">5 Years<\/option>\r\n      <\/select>\r\n    <\/div>\r\n    <div class=\"mcalc-half mcwp-down-payment\">\r\n      <label class=\"mcalc-half\" for=\"down_payment_inp\">Down Payment ($)<\/label>\r\n\r\n      <input type=\"text\" name=\"down_payment\" id=\"down_payment_inp\" value=\"\"  class=\"mcalc-half\">\r\n\r\n      <input id=\"ex1 e1\" class=\"ex1 down_payment_scrl\" data-slider-id=\"ex1Slider\" type=\"text\" data-slider-min=\"0\" data-slider-max=\"80\" data-slider-step=\"1\" data-slider-value=\"5\" data-slider-arialabel=\"DP Slider\" aria-label=\"Down Payment\" \/>\r\n      <p class=\"mcalc-percent\">5%<\/p>\r\n    <\/div>\r\n\r\n    <div class=\"mcalc-half mcwp-taxes\">\r\n      <label class=\"mcalc-half\" for=\"annual_tax_inp\">Annual Taxes ($)<\/label>\r\n      <input type=\"text\" name=\"annual_taxes\" id=\"annual_tax_inp\" value=\"\" class=\"mcalc-half\">\r\n      <input id=\"ex1 e2\" class=\"ex1 annual_tax_scrl\" data-slider-id=\"ex1Slider\" type=\"text\" data-slider-min=\"0\" data-slider-max=\"20\" data-slider-step=\"0.1\" data-slider-value=\"1\" title=\"Tax Slider\" \/>\r\n      <p class=\"mcalc-percent\">1%<\/p>\r\n    <\/div>\r\n\r\n    <div class=\"mcalc-full mcwp-interest-rate\">\r\n      <label for=\"ex1\">Interest Rate (%)<\/label>\r\n\r\n      <input id=\"ex1 e3\" name=\"interest_rate\" class=\"ex1 interest_rate_scrl\" data-slider-id=\"ex1Slider\" type=\"text\" data-slider-min=\"1\" data-slider-max=\"30\" data-slider-step=\".125\" data-slider-value=\"7\" aria-label=\"Interest Rate\"\/>\r\n\r\n      <p class=\"mcalc-percent\">7%<\/p>\r\n    <\/div><div class=\"mcalc-full mcwp-insurance-rate\">\r\n    <label for=\"ex1\">Mortgage Insurance Rate (%)<\/label>\r\n    \r\n    <input id=\"ex1 e44\" name=\"insurance_rate\" class=\"ex1 insurance_rate_scrl\" data-slider-id=\"ex1Slider\" type=\"text\" data-slider-min=\"0\" data-slider-max=\"2.5\" data-slider-step=\".01\" data-slider-value=\"0.46\" aria-label=\"Mortgage Insurance Rate\" \/>\r\n    <p class=\"mcalc-percent\">0.46%<\/p>\r\n  <\/div>\r\n  <div class=\"mcalc-full mcwp-insurance-rate-disabled\" style=\"display:none;\">\r\n    <label for=\"ex1\">Mortgage Insurance Rate (%)<\/label>\r\n    \r\n    <p class=\"mcwp-insurance-message\">Your LTV is less than 80%, so you will not need to pay PMI.<\/p>\r\n  <\/div><div class=\"mcalc-half mcwp-insurance\">\r\n      <label for=\"annual_insurance_inp\">Annual Insurance<\/label>\r\n      <i>$<\/i>\r\n      <input type=\"text\" name=\"annual_insurance\" id=\"annual_insurance_inp\" value=\"600\" class=\"mcalc-dollar\">\r\n    <\/div><div class=\"mcalc-half mcwp-hoa\">\r\n      <label for=\"monthly_hoa_inp\">Monthly HOA<\/label>\r\n      <i>$<\/i>\r\n\r\n      <input type=\"text\" name=\"monthly_hoa_form\" id=\"monthly_hoa_inp\" value=\"50\" class=\"mcalc-dollar\">\r\n\r\n    <\/div><div class=\"mcalc-full mcwp-results\">\r\n      <label for=\"cal1_email\">Want a Copy of the Results?<\/label>\r\n      <input type=\"email\" id=\"cal1_email\" placeholder=\"Enter your email address\" value=\"\" name=\"email\" \/>\r\n      <input type=\"hidden\" id=\"crm_tags\"  value=\"calculator submission,conventional mortgage\" name=\"crm_tags\" \/>\r\n      <input type=\"button\" id=\"wpmc1_send_mail\" class=\"mcwp-submit bg cv_submit mcalc-color\" value=\"Send Results!\">\r\n    <\/div>\r\n  <\/div>\r\n  <div class=\"mcalc-values\">\r\n    <div class=\"mcalc-results\">\r\n      <h2 class=\"mcalc-value mcalc-payment\">$<span id=\"emmp_div_span\">1421<\/span>\r\n      <\/h2>\r\n      <h3>Monthly Payment<\/h3>\r\n      <p class=\"mcwp-pi\">Principal &#038; Interest <strong class=\"mcalc-value\">$<span id=\"pi_div_span\">1421<\/span><\/strong><\/p>\r\n      <p class=\"mcwp-mt\">Monthly Taxes <strong class=\"mcalc-value\">$<span id=\"mtax_div_span\">1421<\/span><\/strong><\/p>\r\n      <p>Monthly HOA <strong class=\"mcalc-value\">$<span id=\"hoa_div_span\">1421<\/span><\/strong><\/p>\r\n      <p>Monthly Insurance <strong class=\"mcalc-value\">$<span id=\"minsure_div_span\">1421<\/span><\/strong><\/p>\r\n      <p>Monthly PMI <strong class=\"mcalc-value\">$<span id=\"mpmi\">0<\/span><\/strong><\/p>\r\n      <small>Please note that all calculated information is subject to the information you\u2019ve manually entered within the calculator.  Any change to those numbers can cause all other calculations to adjust.<\/small>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<input type=\"hidden\" name=\"principal_and_interest\" class=\"pi_div_span\" \/>\r\n<input type=\"hidden\" name=\"calculation_result\" class=\"emmp_div_span\" \/>\r\n<input type=\"hidden\" name=\"monthly_taxes\" class=\"mtax_div_span\" \/>\r\n<input type=\"hidden\" name=\"monthly_insurance\" class=\"minsure_div_span\" value=\"\"\/>\r\n<input type=\"hidden\" name=\"monthly_pmi\" class=\"mpmi_div_span\" value=\"\"\/>\r\n<input type=\"hidden\" name=\"monthly_mortgage_insurance\" class=\"mmi_div_span\" \/>\r\n<input type=\"hidden\" name=\"monthly_hoa\" class=\"hoa_div_span\" value=\"\"\/>\r\n<input type=\"hidden\" name=\"type\" value=\"cv\"\/>\r\n\n  <input type=\"hidden\" name=\"action\" value=\"mcwp_sendmail\" \/>\n  <input type=\"hidden\" name=\"g-recaptcha-response\" id=\"g-recaptcha-response\" value=\"\" \/>\n<\/form>\n\n                <\/div>\n                            <div class=\"tab-pane \" id=\"tab_2\" data-tab-info>\n                    <h2>FHA Calculator<\/h2>\n<form class=\"mcalc mcalc-fha mcalc-color\" name=\"fha\" id=\"id_fha\">\n  \r\n<div>\r\n  <div class=\"mcalc-main\">\r\n      <div class=\"mcalc-half mcwp-purchase\">\r\n        <label for=\"fha_inp_purchase_price\">Purchase Price<\/label>\r\n        <i>$<\/i>\r\n        <input type=\"text\" name=\"purchase_price\" id=\"fha_inp_purchase_price\" value=\"250,000\" class=\"mcalc-dollar\">\r\n\r\n      <\/div>\r\n\r\n      <div class=\"mcalc-half mcwp-term\">\r\n        <label for=\"fha_mortgage_term_yr\">Mortgage Term<\/label>\r\n        <select name=\"mortgage_term\" id=\"fha_mortgage_term_yr\">\r\n            <option value=\"30\">30 Years<\/option>\r\n                            <option value=\"25\">25 Years<\/option>\r\n                            <option value=\"20\">20 Years<\/option>\r\n                            <option value=\"15\">15 Years<\/option>\r\n                            <option value=\"10\">10 Years<\/option>\r\n                            <option value=\"5\">5 Years<\/option>\r\n          <\/select>\r\n      <\/div>\r\n\r\n      <div class=\"mcalc-half mcwp-down-payment\">\r\n        <label class=\"mcalc-half\" for=\"fha_down_payment_inp\">Down Payment ($)<\/label>\r\n\r\n        <input type=\"text\" name=\"down_payment\" id=\"fha_down_payment_inp\" value=\"\" class=\"mcalc-half\">\r\n\r\n        <input id=\"ex1 e4\" class=\"ex1 fha_down_payment_scrl\" data-slider-id=\"ex1Slider\" type=\"text\" data-slider-min=\"0\" data-slider-max=\"80\" data-slider-step=\".5\" data-slider-value=\"3.5\" aria-label=\"FHA Down Payment\" \/>\r\n        <p class=\"mcalc-percent\">3.5%<\/p>\r\n      <\/div>\r\n\r\n      <div class=\"mcalc-half mcwp-taxes\">\r\n        <label class=\"mcalc-half\" for=\"fha_annual_tax_inp\">Annual Taxes ($)<\/label>\r\n\r\n        <input type=\"text\" name=\"annual_taxes\" id=\"fha_annual_tax_inp\" value=\"\" class=\"mcalc-half\">\r\n\r\n        <input id=\"ex1 e5\" class=\"ex1 fha_annual_tax_scrl\" data-slider-id=\"ex1Slider\" type=\"text\" data-slider-min=\"0\" data-slider-max=\"20\" data-slider-step=\"0.1\" data-slider-value=\"1\"\/>\r\n        <p class=\"mcalc-percent\">1%<\/p>\r\n      <\/div>\r\n\r\n      <div class=\"mcalc-full mcwp-interest-rate\">\r\n        <label for=\"ex1\">Interest Rate (%)<\/label>\r\n        <input name=\"interest_rate\" id=\"ex1 e6\" class=\"ex1 fha_interest_rate_scrl\" data-slider-id=\"ex1Slider\" type=\"text\" data-slider-min=\"1\" data-slider-max=\"30\" data-slider-step=\".125\" data-slider-value=\"7\">\r\n        <p class=\"mcalc-percent\">7%<\/p>\r\n      <\/div><div class=\"mcalc-half mcwp-insurance\">\r\n          <label for=\"fha_annual_insurance_inp\">Annual Insurance<\/label>\r\n          <i>$<\/i>\r\n          <input type=\"text\" name=\"annual_insurance\" id=\"fha_annual_insurance_inp\" value=\"600\" class=\"mcalc-dollar\">\r\n        <\/div><div class=\"mcalc-half mcwp-hoa\">\r\n          <label for=\"fha_monthly_hoa_inp\">Monthly HOA<\/label>\r\n          <i>$<\/i>\r\n          <input type=\"text\" name=\"monthly_hoa_form\" id=\"fha_monthly_hoa_inp\" value=\"50\" class=\"mcalc-dollar\">\r\n        <\/div><div class=\"mcalc-full mcwp-results\">\r\n        <label for=\"cal2_email\">Want a Copy of the Results?<\/label>\r\n        <input type=\"email\" id=\"cal2_email\" placeholder=\"Enter your email address\" value=\"\" name=\"email\" \/>\r\n        <input type=\"button\" id=\"wpmc2_send_mail\" class=\"mcwp-submit bg fha_submit mcalc-color\" value=\"Send Results!\">\r\n      <\/div>\r\n  <\/div>\r\n  <div class=\"mcalc-values\">\r\n    <div class=\"mcalc-results\">\r\n      <h2 class=\"mcalc-value\">$<span id=\"fha_emmp_div_span\">1421<\/span><\/h2>\r\n      <h3>Monthly FHA Payment<\/h3>\r\n      <p class=\"mcwp-pi\">Principal &#038; Interest <strong>$<span id=\"fha_pi_div_span\">1421<\/span><\/strong><\/p>\r\n      <p class=\"mcwp-mt\">Monthly Taxes <strong>$<span id=\"fha_mtax_div_span\" class=\"mtchange\">1421<\/span><\/strong><\/p>\r\n      <p>Monthly HOA <strong>$<span id=\"fha_hoa_div_span\">1421<\/span><\/strong><\/p>\r\n      \r\n      <p>Monthly Insurance <strong>$<span id=\"fha_minsure_div_span\">1421<\/span><\/strong><\/p>\r\n      <p>Up-Front MIP (1.75%)<strong>$<span id=\"fha_upmip_div_span\">0<\/span><\/strong><\/p>\r\n      <p>Monthly Mortgage Insurance <strong>$<span id=\"fha_mmi_div_span\">0<\/span><\/strong><\/p>\r\n      <small>Please note that all calculated information is subject to the information you\u2019ve manually entered within the calculator.  Any change to those numbers can cause all other calculations to adjust.<\/small>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n\r\n  <input type=\"hidden\" name=\"calculation_result\" class=\"fha_emmp_div_span\" \/>\r\n  <input type=\"hidden\" name=\"principal_and_interest\" class=\"fha_pi_div_span\" \/>\r\n  <input type=\"hidden\" name=\"monthly_taxes\" class=\"fha_mtax_div_span\" \/>\r\n  <input type=\"hidden\" name=\"monthly_insurance\" class=\"fha_minsure_div_span\" value=\"\"\/>\r\n  <input type=\"hidden\" name=\"monthly_mortgage_insurance\" class=\"fha_mmi_div_span\" value=\"\"\/>\r\n  <input type=\"hidden\" name=\"monthly_hoa\" class=\"fha_hoa_div_span\" value=\"\"\/>\r\n  <input type=\"hidden\" name=\"type\" value=\"fha\"\/>\r\n\n  <input type=\"hidden\" name=\"action\" value=\"mcwp_sendmail\" \/>\n  <input type=\"hidden\" name=\"g-recaptcha-response\" id=\"g-recaptcha-response\" value=\"\" \/>\n<\/form>\n\n                <\/div>\n                            <div class=\"tab-pane \" id=\"tab_3\" data-tab-info>\n                    <h2>VA Calculator<\/h2>\n<form class=\"mcalc mcalc-va mcalc-color\" name=\"va\" id=\"id_va\">\n  \r\n<div>\r\n  <div class=\"mcalc-main\">\r\n    <div class=\"mcalc-half mcwp-first-time\">\r\n      <label for=\"va_frist_time\">First Time VA Loan?<\/label>\r\n      <select name=\"first_time\" id=\"va_frist_time\">\r\n        <option value=\"yes\" selected>Yes<\/option>\r\n        <option value=\"no\">No<\/option>\r\n      <\/select>\r\n    <\/div>\r\n\r\n    <div class=\"mcalc-half mcwp-term\">\r\n      <label for=\"va_mortgage_term_yr\">Mortgage Term<\/label>\r\n      <select name=\"mortgage_term\" id=\"va_mortgage_term_yr\">\r\n        <option value=\"30\">30 Years<\/option>\r\n        <option value=\"25\">25 Years<\/option>\r\n        <option value=\"20\">20 Years<\/option>\r\n        <option value=\"15\">15 Years<\/option>\r\n        <option value=\"10\">10 Years<\/option>\r\n        <option value=\"5\">5 Years<\/option>\r\n      <\/select>\r\n    <\/div>\r\n\r\n    <div class=\"mcalc-half mcwp-tos\" style=\"display:none;\">\r\n      <label for=\"va_service_type\">Type of Service<\/label>\r\n      <select name=\"service_type\" id=\"va_service_type\">\r\n        <option value=\"regular_military\" selected>Regular Military<\/option>\r\n        <option value=\"reserves_national\">Reserves\/National Guard<\/option>\r\n      <\/select>\r\n    <\/div>\r\n\r\n    <div class=\"mcalc-half mcwp-purchase\">\r\n      <label for=\"va_inp_purchase_price\">Purchase Price<\/label>\r\n      <i>$<\/i>\r\n      <input type=\"text\" name=\"purchase_price\" id=\"va_inp_purchase_price\" value=\"250,000\" class=\"mcalc-dollar\">\r\n    <\/div>\r\n\r\n    <div class=\"mcalc-half mcwp-down-payment\" style=\"clear:none;\">\r\n      <label class=\"mcalc-half\" for=\"va_down_payment_inp\">Down Payment ($)<\/label>\r\n      <input type=\"text\" name=\"down_payment\" id=\"va_down_payment_inp\" value=\"\" class=\"mcalc-half\">\r\n      <input id=\"ex1 e7\" class=\"ex1 va_down_payment_scrl\" data-slider-id=\"ex1Slider\" type=\"text\" data-slider-min=\"0\" data-slider-max=\"80\" data-slider-step=\"1\" data-slider-value=\"0\"\/>\r\n      <p class=\"mcalc-percent\">0%<\/p>\r\n    <\/div>\r\n\r\n    <div class=\"mcalc-half mcwp-interest-rate\">\r\n      <label for=\"va_interest_rate\" style=\"margin-bottom:10px;\">Interest Rate ($)<\/label>\r\n      <input id=\"ex1 e9\" name=\"interest_rate\" class=\"ex1 va_interest_rate_scrl\" data-slider-id=\"ex1Slider\" type=\"text\" data-slider-min=\"1\" data-slider-max=\"30\" data-slider-step=\".125\" data-slider-value=\"5\" name=\"va_interest_rate\">\r\n      <p class=\"mcalc-percent\">5%<\/p>\r\n    <\/div>\r\n\r\n    <div class=\"mcalc-half mcwp-taxes\">\r\n      <label class=\"mcalc-half\" for=\"va_annual_tax_inp\">Annual Taxes ($)<\/label>\r\n      <input type=\"text\" name=\"annual_taxes\" id=\"va_annual_tax_inp\" value=\"\" class=\"mcalc-half\">\r\n      <input id=\"ex1 e8\" class=\"ex1 va_annual_tax_scrl\" data-slider-id=\"ex1Slider\" type=\"text\" data-slider-min=\"0\" data-slider-max=\"20\" data-slider-step=\"0.1\" data-slider-value=\"1\"\/>\r\n      <p class=\"mcalc-percent\">1%<\/p>\r\n    <\/div>\r\n    <div class=\"mcalc-half mcwp-insurance\">\r\n        <label for=\"va_annual_insurance_inp\">Annual Insurance ($)<\/label>\r\n        <i>$<\/i>\r\n        <input type=\"text\" name=\"annual_insurance\" id=\"va_annual_insurance_inp\" value=\"600\" class=\"mcalc-dollar\">\r\n      <\/div><div class=\"mcalc-half mcwp-hoa\">\r\n        <label for=\"va_monthly_hoa_inp\">Monthly HOA<\/label>\r\n        <i>$<\/i>\r\n        <input type=\"text\" name=\"monthly_hoa_form\" id=\"va_monthly_hoa_inp\" value=\"50\" class=\"mcalc-dollar\">\r\n      <\/div><div class=\"mcalc-full mcwp-results\">\r\n      <label for=\"cal3_email\">Want a Copy of the Results?<\/label>\r\n      <input type=\"email\" id=\"cal3_email\" placeholder=\"Enter your email address\" value=\"\" name=\"email\" \/>\r\n      <input type=\"button\" id=\"wpmc3_send_mail\" class=\"mcwp-submit bg va_submit mcalc-color\" value=\"Send Results!\">\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <div class=\"mcalc-values\">\r\n    <div class=\"mcalc-results\">\r\n      <h2 class=\"mcalc-value\">$<span id=\"va_emmp_div_span\">1421<\/span><\/h2>\r\n      <h3>Monthly VA Payment<\/h3>\r\n      <p class=\"mcwp-pi\">Principal &#038; Interest <strong>$<span id=\"va_pi_div_span\">1421<\/span><\/strong><\/p>\r\n      <p class=\"mcwp-mt\">Monthly Taxes <strong>$<span id=\"va_mtax_div_span\">1421<\/span><\/strong><\/p>\r\n      <p>Monthly HOA <strong>$<span id=\"va_hoa_div_span\">1421<\/span><\/strong><\/p>\r\n      \r\n      <p>Monthly Insurance <strong>$<span id=\"va_minsure_div_span\">1421<\/span><\/strong><\/p>\r\n      <p class=\"mcwp-pp\">Purchase Price <strong>$<span id=\"va_purchase_p_span\">1421<\/span><\/strong><\/p>\r\n      <p class=\"mcwp-vaff\">VA Funding Fee <strong>$<span id=\"va_funding_fee_p_span\">1421<\/span><\/strong><\/p>\r\n      <p class=\"mcwp-af\">Amount Financed <strong>$<span id=\"va_amount_finance_p_span\">1421<\/span><\/strong><\/p>\r\n                    <small>Please note that all calculated information is subject to the information you\u2019ve manually entered within the calculator.  Any change to those numbers can cause all other calculations to adjust.<\/small>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n  <input type=\"hidden\" name=\"calculation_result\" class=\"va_emmp_div_span\" \/>\r\n  <input type=\"hidden\" name=\"principal_and_interest\" class=\"va_pi_div_span\" \/>\r\n  <input type=\"hidden\" name=\"monthly_taxes\" class=\"va_mtax_div_span\" \/>\r\n  <input type=\"hidden\" name=\"monthly_insurance\" class=\"va_minsure_div_span\" value=\"\"\/>\r\n  <input type=\"hidden\" name=\"monthly_hoa\" class=\"va_hoa_div_span\" value=\"\"\/>\r\n  <input type=\"hidden\" name=\"funding_fee\" class=\"va_funding_fee_p_span\" value=\"\"\/>\r\n  <input type=\"hidden\" name=\"va_funding_fee_2\" class=\"va_funding_fee_p_span\" value=\"\"\/>\r\n  <input type=\"hidden\" name=\"amount_financed\" class=\"va_amount_finance_p_span\" value=\"\"\/>\r\n  <input type=\"hidden\" name=\"type\" value=\"va\"\/>\r\n\n  <input type=\"hidden\" name=\"action\" value=\"mcwp_sendmail\" \/>\n  <input type=\"hidden\" name=\"g-recaptcha-response\" id=\"g-recaptcha-response\" value=\"\" \/>\n<\/form>\n\n                <\/div>\n                            <div class=\"tab-pane \" id=\"tab_4\" data-tab-info>\n                    <h2>Refinance Calculator<\/h2>\n<form class=\"mcalc mcalc-refi mcalc-color\" name=\"rc\" id=\"id_rc\">\n  <div>\r\n    <div class=\"mcalc-main\">\r\n        <div class=\"mcalc-half\">\r\n            <label for=\"rc_annual_income\">Current Loan Amount<\/label>\r\n            <i>$<\/i>\r\n            <input name=\"original_loan_amount\" class=\"mha_input_data\" autocomplete=\"off\" currency=\"true\" type=\"text\"  id=\"rc_original_loan_amount\" value=\"300,000\" \/>\r\n        <\/div>\r\n        <div class=\"mcalc-half mha_main_wrapper\">\r\n            <label for=\"rc_interest_rate\">Interest Rate<\/label>\r\n            <input name=\"interest_rate\" autocomplete=\"off\" currency=\"true\" type=\"text\"  id=\"rc_interest_rate\" value=\"5\" \/>\r\n            <i>%<\/i>\r\n        <\/div>\r\n        <div class=\"mcalc-half mha_main_wrapper\">\r\n            <label for=\"rc_current_term\">Current Term<\/label>\r\n            <input name=\"current_term\" autocomplete=\"off\" currency=\"true\" type=\"text\" id=\"rc_current_term\" value=\"360\" \/>\r\n            <i>months<\/i>\r\n        <\/div>\r\n        <div class=\"mcalc-half\">\r\n            <label for=\"rc_origination_year\">Origination Year<\/label>\r\n            <input name=\"origination_year\" autocomplete=\"off\" currency=\"true\" type=\"text\"  id=\"rc_origination_year\" value=\"2015\" \/>\r\n        <\/div>\r\n        <div class=\"mcalc-half\">\r\n            <label for=\"rc_annual_income\">New Loan Amount<\/label>\r\n            <i>$<\/i>\r\n            <input name=\"new_loan_amount\" class=\"mha_input_data\" autocomplete=\"off\" currency=\"true\" type=\"text\"  id=\"rc_new_loan_amount\" value=\"250,000\" \/>\r\n        <\/div>\r\n        <div class=\"mcalc-half mha_main_wrapper\">\r\n            <label for=\"rc_new_interest_rate\">New Interest Rate<\/label>\r\n            <input name=\"new_interest_rate\" autocomplete=\"off\" currency=\"true\" type=\"text\"  id=\"rc_new_interest_rate\" value=\"4\" \/>\r\n            <i>%<\/i>\r\n        <\/div>\r\n        <div class=\"mcalc-half mha_main_wrapper\">\r\n            <label for=\"rc_new_loan_term\">New Loan Term<\/label>\r\n            <input name=\"new_loan_term\" autocomplete=\"off\" currency=\"true\" type=\"text\" name=\"rc_new_loan_term\" id=\"rc_new_loan_term\" value=\"360\" \/>\r\n            <i>months<\/i>\r\n        <\/div>\r\n        <div class=\"mcalc-half\">\r\n            <label for=\"rc_new_refinance_fees\">Refinance Fees<\/label>\r\n            <i>$<\/i>\r\n            <input name=\"new_refinance_fees\" class=\"mha_input_data\" autocomplete=\"off\" currency=\"true\" type=\"text\"  id=\"rc_new_refinance_fees\" value=\"1,000\" \/>\r\n        <\/div>\r\n        <div class=\"mcalc-full mcwp-results\">\r\n            <label for=\"rc_cal3_email\">Want a Copy of the Results?<\/label>\r\n            <input type=\"email\" id=\"rc_cal6_email\" placeholder=\"Enter your email address\" value=\"\" name=\"email\" \/>\r\n            <input type=\"button\" id=\"rc_wpmc6_send_mail\" class=\"mcwp-submit bg rc_submit mcalc-color\" value=\"Send Results!\">\r\n        <\/div>\r\n    <\/div>\r\n    <div class=\"mcalc-values\">\r\n        <div class=\"mcalc-results\">\r\n            <h4>Refinancing could save you<\/h4>\r\n            <h2 class=\"mcalc-value\">$<span id=\"rc_afford_house_div_span\"><\/span><em>\/month<\/em><\/h2>\r\n            <p class=\"mcwp-pi\">New monthly payment <strong>$<span id=\"rc_emmp_div_span\"><\/span><\/strong><\/p>\r\n            <p class=\"mcwp-pi\">Refinance fees <strong>$<span id=\"rc_pi_div_span\"><\/span><\/strong><\/p>\r\n            <p class=\"mcwp-pi\">Lifetime Savings  <strong>$<span id=\"rc_lifetime_div_span\"><\/span><\/strong><\/p>\r\n            <small>Please note that all calculated information is subject to the information you\u2019ve manually entered within the calculator.  Any change to those numbers can cause all other calculations to adjust.<\/small>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n  <input type=\"hidden\" name=\"cal_result_home_afford\" class=\"rc_afford_house_div_span\" \/>\r\n  <input type=\"hidden\" name=\"new_monthly_payment\" class=\"rc_emmp_div_span\" \/>\r\n  <input type=\"hidden\" name=\"refinance_fees\" class=\"rc_pi_div_span\" \/>\r\n  <input type=\"hidden\" name=\"lifetime_value\" class=\"rc_lifetime_div_span\" \/>\r\n  <input type=\"hidden\" name=\"type\" value=\"rc\"\/>\r\n\n  <input type=\"hidden\" name=\"action\" value=\"mcwp_sendmail\" \/>\n  <input type=\"hidden\" name=\"g-recaptcha-response\" id=\"g-recaptcha-response\" value=\"\" \/>\n<\/form>\n\n                <\/div>\n                    <\/div>\n    <\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.firsttrusthomeloans.com\/wp-json\/wp\/v2\/pages\/892"}],"collection":[{"href":"https:\/\/www.firsttrusthomeloans.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.firsttrusthomeloans.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.firsttrusthomeloans.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.firsttrusthomeloans.com\/wp-json\/wp\/v2\/comments?post=892"}],"version-history":[{"count":13,"href":"https:\/\/www.firsttrusthomeloans.com\/wp-json\/wp\/v2\/pages\/892\/revisions"}],"predecessor-version":[{"id":1498,"href":"https:\/\/www.firsttrusthomeloans.com\/wp-json\/wp\/v2\/pages\/892\/revisions\/1498"}],"wp:attachment":[{"href":"https:\/\/www.firsttrusthomeloans.com\/wp-json\/wp\/v2\/media?parent=892"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}