JoAnn is a native to Oklahoma. She began her mortgage career in the servicing division of a local mortgage company in the hazard insurance department in 1988. Before joining FirstTrust Home Loans as the Branch Manager for Oklahoma, she served as a Loan Officer, Mortgage Loan Processor and Loan Specialist assisting a top producer with pipeline management, production and client retention. Helping clients select a loan program that meets their needs with the least amount needed for closing and lowest payment is always her priority. JoAnn enjoys sharing her knowledge of the FHA HUD 184 Native American program with other Oklahomans that are a member of a recognized tribe along with being active in her community in Moore, Oklahoma.