Resolutions and Goals – 2022
Is “home ownership” one of your goals or resolutions for 2022? We can help you make strides in achieving that goal this year. Read on for better advice than even your great uncle gives at Thanksgiving dinner!
- Review Your Credit History -
If your credit history isn’t where you want it to be, now is the time to get started making improvements. There are many sources of information out there, but the Consumer Federal Protection Bureau has one of the best sites dedicated to providing information about credit reports and scores. https://www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/ A review of credit is often one of the first steps of the home buying or refinancing process, so if you’re keeping up with where you stand and actively managing your finances, you’ll already be a step ahead. It will also help determine what loan type fits your situation best!
- Talk to a Loan Officer -
Give us a call, text, e-mail or even download our mobile app https://apple.co/3pPhPVR to get the conversation started! Our team can assess your current financial situation and guide you on the path to home ownership success in the coming year.
- Get Pre-Approved -
A pre-approval letter will help set your budget. Your budget will often determine where to begin when looking for a place to call home. A pre-approval letter also tells realtors and sellers that you are a serious shopper!
- Make It Happen –
Completing the steps listed above can add to your confidence when you are ready to make a move! Literally! Here at FirstTrust Home Loans, we want to be a part of helping you reach those housing goals next year and for years to come. We have a seamless process that combines the best technology tools with the best team of mortgage professionals. Your success is our success!